Natural Catastrophe Preparedness

Insurance is one of the industries most affected by natural catastrophes. In 2011, Allstate experienced $3.8 billion in catastrophe loss expense.

We recognize the important role we play in helping customers and communities prepare for this risk. To that end, we actively support a range of collaborations aimed at building more resilient communities. For example, as a founding member, we work closely with ProtectAmerica.org to educate people living in high-risk areas (see section on Climate Change). We also provide tips for how people can prepare for and recover from various catastrophe-related events on Allstate.com. Learn more here.

Allstate is also a member and financial supporter of the Insurance Institute for Business & Home Safety (IIBHS). IIBHS’ mission to is to conduct objective, scientific research to identify and promote effective actions that strengthen homes, businesses and communities against natural catastrophes and other causes of loss. Allstate partners with IIBHS to promote more durable homes and commercial buildings by improving building practices and by strengthening building codes so our communities are more resilient against natural catastrophes.